Banana Muffins

1 ¼ cups flour 

½ cup brown sugar or granulated sugar 

1 teaspoon baking powder 

¼ teaspoon baking soda 

½ teaspoon salt 

2 ripe bananas, peeled and mashed 

¼ cup melted butter or vegetable oil 

¼ cup sour cream or buttermilk 

1 egg 

½ teaspoon vanilla 

¼ teaspoon almond extract (optional) 

½ to 1 cup chocolate chips or chopped pecans or walnuts (optional) 

Heat oven to 375 degrees. In a bowl, combine dry ingredients. Add wet ingredients and chocolate chips. Stir until just combined. Line a muffin pan with cupcake papers or grease pan. Scoop batter evenly into the pan. Bake for 14 to 16 minutes, or until when touched gently, muffin bounces back. Makes 12 muffins.